1. Why is there a notice?
2. Why is this lawsuit a class action?
3. Why is there a settlement?
4. How do I know if I am a part of the Settlement?
5. What if I am not sure whether I am included in the Settlement?
6. What does the Settlement provide?
7. How do I get a benefit?
8. How will claims be decided?
9. When will I get my payment?
10. What am I giving up as part of the Settlement?
11. If I exclude myself, can I get a payment from this Settlement?
12. If I do not exclude myself, can I sue Defendant for the same thing later?
13. How do I exclude myself from the Settlement?
14. Does the Class have a lawyer in this case?
15. How will the lawyers be paid?
16. How do I tell the Court that I do not like the Settlement?
17. What is the difference between objecting and asking to be excluded?
18. When and where will the Court decide whether to approve the Settlement?
19. Do I have to attend the hearing?
20. What happens if I do nothing?
21. How do I get more information?
The purpose of the Notice is to let you know that a proposed settlement has been reached in the class action lawsuit titled, Bretmichael Hood v. The Lampo Group d/b/a Ramsey Solutions, Case Number 2025-015136-CA-01. You have legal rights and options that you may act on before the Court decides whether to approve the proposed Settlement. Because your legal rights will be affected by this Settlement, it is extremely important that you read the Notice carefully. The Notice summarizes the Settlement and your legal rights under it.
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In a class action, one or more people, called class representatives, sue on behalf of people who have similar claims. All of these people are a class, or class members. One court resolves the issues for all class members, except those who exclude themselves from the class. Here, the class representative alleges that Lampo violated the TCPA by sending at least one text message to your cellphone from November 22, 2020, through October 23, 2025, concerning Lampo’s products or services without maintaining adequate internal do-not-call list procedures.
The Court has certified one class for settlement purposes only (the “Settlement Class”). The Honorable Valerie Manno-Schurr, of the Circuit Court of the Eleventh Judicial Circuit in and for Miami-Dade County, Florida (the “Court”) oversees this class action. Lampo denies that it did anything wrong and denies that this lawsuit should be certified as a class action in litigation. The Court has not decided who is correct.
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The Court did not decide in favor of Plaintiff or Lampo on Lampo’s liability under the TCPA. Instead, both sides agreed to a settlement of the legal claims in the complaint to avoid the cost of a trial, the risk and uncertainty of proceeding forward in the lawsuit, and to provide compensation for Settlement Class Members. The class representative and Class Counsel believe that the settlement is in the best interests of the Settlement Classes.
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You are in the “Settlement Classes” if, while in the United States, you were sent at least one text message from Lampo, concerning its or its customers’ products and services between November 22, 2020, through October 23, 2025. If you received notice regarding this via email or postcard it is because your number was texted by Lampo during that time period and therefore you may be a member of the Settlement Class.
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If you have questions about whether you are in the Settlement Class, you may contact the Settlement Administrator at:
Lampo TCPA Settlement
c/o Settlement Administrator
P.O. Box 25226
Santa Ana, CA 92799
(833) 417-4962
info@LampoTCPASettlement.com
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Lampo agrees to pay up to $1,091,790.00 to pay Settlement Class Members who submit a valid Claim Form, after any attorneys’ fees, costs, and expenses awarded to Class Counsel, and a service award to the class representative, have been deducted. Settlement Class Members who submit a timely claim will receive up to $45.00. If the amount of the Settlement Fund is insufficient to pay up to $45.00 to each Settlement Class Member who files a valid Claim Form, payments will be reduced and paid on a pro rata (a legal term meaning equal share) basis. In other words, your payment could decrease depending on the number of valid Claim Forms Settlement Class Members submit and the amount of the Settlement Fund available to pay claims.
If, after all payments are processed, any money remains in the Settlement Fund, then the Settlement Administrator will return the remaining money in the Settlement Fund to Lampo.
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To qualify for payment, you must submit a valid Claim Form by February 19, 2026. There are multiple ways to submit a Claim Form. You may submit a Claim Form online here. A paper Claim Form is also available either for download here or upon request by calling the Settlement Administration at (833) 417-4962.
Read the instructions on the Claim Form carefully, fill out the form, sign it, and submit it online or mail it postmarked no later than February 19, 2026.
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The Court will hold a hearing on February 4, 2026, to decide whether to approve the Settlement. If the Settlement is approved, appeals may still follow. It is always uncertain whether these appeals can be resolved, and resolving them can take more than a year. No payments will be made until the Court approves the Settlement at the hearing and all appeals are final. Please be patient.
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The Court will hold a hearing on February 4, 2026, at 2:30 p.m. to decide whether to approve the Settlement. If the Court approves the Settlement, there may be appeals from that decision and resolving them can take time. It also takes time for all the Claim Forms to be processed. Please be patient.
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Unless you exclude yourself, you are staying in the Settlement Class, and you will remain a Settlement Class Member. That means you cannot sue, continue to sue, or be part of any other lawsuit against Lampo regarding any text messages received from Lampo during the Class Period, including, but not limited to, claims asserted in the lawsuit or arising out of the facts and circumstances asserted in the lawsuit.
If the Settlement is approved and becomes final and not subject to appeal, then you and all Settlement Class Members release all “Released Claims” against all “Released Parties.” It also means that all of the Court’s orders will apply to you and legally bind you. The Settlement Agreement describes the legal claims you are releasing (the “Released Claims”) and against whom you are releasing legal claims (“Released Parties”) in detail, so read it carefully. To summarize, the release includes, but is not limited to the TCPA, and claims arising out of or related to any text messages received from Lampo during the Class Period.
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If you do not want a payment from this settlement, but you want to keep the right to sue or continue to sue Lampo, then you must take steps to remove yourself from the Settlement Classes. This is called excluding yourself—or is sometimes referred to as “opting out” of the Settlement Classes.
No. If you exclude yourself you will not be entitled to receive any benefits from the Settlement, but you will not be bound by any judgment in this case.
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No. Unless you exclude yourself, you give up any right to sue Defendant (and any other Released Parties) for the claims that this Settlement resolves. You must exclude yourself from the Settlement Class to start your own lawsuit or to be party of any different lawsuit relating to the claims in this case. If you exclude yourself, do not submit a Claim Form to ask for any benefit under the Settlement.
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To exclude yourself from the Settlement, you must send a letter saying that you want to be excluded from the Bretmichael Hood v. The Lampo Group d/b/a Ramsey Solutions, Case Number 2025-015136-CA-01 Settlement. You must sign the letter and include a statement that you wish to be excluded from this action. Please be sure to include your name, address and telephone number and signature. You must mail your exclusion request postmarked no later than January 5, 2026, to the following address:
Lampo TCPA Settlement
c/o Settlement Administrator
Exclusion Requests
P.O. Box 25226
Santa Ana, CA 92799
You cannot exclude yourself on the phone or by fax or email. If you ask to be excluded, you will not get any payment, and you cannot object to the Settlement. You will not be legally bound by anything that happens in this lawsuit. Mass requests for exclusion are not allowed.
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The Court has appointed Andrew Shamis and Christpher Berman of Shamis & Gentile, P.A. and Scott Edelsberg of Edelsberg Law, P.A. to represent you and other Settlement Class Members. These lawyers are called Class Counsel.
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You will not be personally charged by these lawyers. If you want to be represented by your own lawyer, you may hire one at your own expense. Class Counsel will ask the Court to approve payment of 33% of the settlement fund not to exceed $360,291.00. This payment will compensate Class Counsel for investigating the facts, litigating the lawsuit, and negotiating the Settlement. Class Counsel also will request a service award of up to $5,000.00 for the named Plaintiff to compensate for the time and effort in pursuing this lawsuit on behalf of the Settlement Class. The Court may award less than these amounts.
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If you are a Settlement Class Member and you do not exclude yourself from the Settlement Classes, you can object to the Settlement if you do not like any part of it. You may give reasons why you think the Court should not approve it. The Court will consider your views. To object, you must send a letter saying that you object to Bretmichael Hood v. The Lampo Group d/b/a Ramsey Solutions Case Number 2025-015136-CA-01 Settlement. You must make your objection in writing and file it with the Court. The written objection must (a) contain information sufficient to allow the parties to confirm that you are a member of the Settlement Classes, including:
Your full name, address, telephone number, and personal signature;
A statement of your specific objections, and a detailed statement of the factual and legal basis for such objections;
The identity of all witnesses, including the witness’s name and address, and a summary of such witness’s proposed testimony and documents that you would like the Court to consider;
The name and contact information of any attorney you intend to have assert your objections before the Court;
A statement identifying the number of class action settlements you objected to in the last three years, and listing those cases by case name and number; and
A statement whether you and your attorney(s) intend to appear at the Final Approval Hearing. If your attorney intends to appear at the Final Approval Hearing they must enter a written Notice of Appearance of Counsel with the Clerk of the Court no later than the date set by the Court in its Preliminary Approval Order and include the full caption and case number of each previous class action case in which such counsel has represented an objector. If you are represented by counsel and your counsel intends to speak at the Final Approval Hearing, the written objection must include a detailed statement of the specific legal and factual basis for each and every objection and a detailed description of any and all evidence you may offer at the Final Approval Hearing, including copies of any and all exhibits that you may introduce at the Final Approval Hearing.
You must file the objection with the Court no later than January 5, 2026. Also, you must send your objection to the Settlement Administrator postmarked no later than January 5, 2026.
Clerk of the Court | Settlement Administrator |
Bretmichael Hood v. The Lampo Group d/b/a | Lampo TCPA Settlement |
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Objecting simply means telling the Court that you do not like something about the Settlement. Class Members can object only if you stay in the Settlement Class. Excluding yourself from the Settlement Class is telling the Court that you do not want to be part of the Settlement Class. If you exclude yourself, you have no basis to object because the lawsuit no longer affects you.
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The Court will hold the Final Approval Hearing at 2:30 p.m. on February 4, 2026, before the Honorable Valerie Manno-Schurr of the Circuit Court of the Eleventh Judicial Circuit in and for Miami-Dade County, Florida, via Zoom and a link to the meeting will be provided here when made available by the Court. In the meantime, you can sign up for text notifications for the hearing at: https://cmap.jud11.flcourts.org/ebench/textNotificationsREgistration.jsp. The purpose of the hearing is for the Court to determine whether the Settlement is fair, reasonable, adequate, and in the best interests of the Settlement Class. At the hearing, the Court will hear any objections and arguments concerning the fairness of the proposed Settlement, including those related to the amount requested by Class Counsel for attorneys’ fees, costs, and expenses, and the service award to the class representative. After the hearing, the Court will decide whether to approve the Settlement. It is unknown how long these decisions will take.
Note: The date and time of the Final Approval Hearing is subject to change by Court Order. Any changes will be posted on this Settlement Website.
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No. Class Counsel will answer any questions the Court may have, but you are welcome to attend the hearing at your own expense. If you send an objection, you do not have to attend the hearing to talk about it. As long as your written objection was filed by the deadline, and meets the other criteria described above and in the Settlement Agreement, the Court will consider it. You may also pay a lawyer to attend, but you do not have to.
If you do not exclude yourself from the Settlement Class, you may ask the Court for permission to speak at the hearing concerning any part of the proposed Settlement Agreement. If you filed an objection and intend to appear at the hearing, you must state your intention to do so in your objection. To speak, you must state that in your objection. Be sure to include your name, address, telephone number, that you are a Class Member, and your signature. You cannot speak at the hearing if you exclude yourself.
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If you do nothing, you will get no money from this Settlement. Unless you exclude yourself, you will not be able to start a lawsuit, continue with a lawsuit, or be part of any other lawsuit against Lampo about the legal issues released in this lawsuit.
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This website and the Notice summarize the proposed Settlement. More details are in the Settlement Agreement. You may review the Settlement Agreement, along with other case-related documents, on the Important Documents page. You can also get a copy of the Settlement Agreement by writing to Class Counsel.
If you have additional questions or need a copy of the Claim Form you can contact the Settlement Administrator at:
Lampo TCPA Settlement
c/o Settlement Administrator
P.O. Box 25226
Santa Ana, CA 92799
(833) 417-4962
info@LampoTCPASettlement.com
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